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Retiree Health Benefit Ruling is Victory for Members

The federal Equal Employment Opportunity Commission Thursday (April 22, 2004) approved an NEA-supported rule to clarify that offering early retirees health insurance coordinated with Medicare does not violate the Age Discrimination in Employment Act.

NEA and a broad coalition of labor groups strongly supported the rule to protect retiree health benefits, including early retirement health benefits in negotiated contracts.

Early retirement plans that provide health benefits until the retiree becomes eligible for Medicare were legally at risk.

Without this rule, school districts would be faced with the following choices:

  • Leave current early retirement plans in place and accept the legal risk.
  • Provide benefits in addition to Medicare to Medicare-eligible retirees.
  • Reduce the benefits provided to pre-Medicare-eligible retirees so that they are no better than Medicare, or eliminate such benefits altogether.

Most school districts likely would have chosen the last option, and many educators' post-retirement health care benefits would have been in jeopardy.

Alfred Campos, an NEA lobbyist, was quoted in the New York Times as praising the new rule, saying, ''It will encourage school districts to continue providing health insurance to retired teachers under 65.''

Posted April 23, 2004

Education News