The following list will help you in your decision for short term disability insurance. The yellow box will guide you through the decision process. Each time you make a decision in the current yellow box, you will be taken to the next step in the decision process.

Does your employer offer a Sort Term Disability plan?

Yes

Consider the folowing:

• Do you need Short Term Disability insurance?
• What does your employers Short Term Disability plan cover?

Enroll              Waive

Waive your insurance benefit

Enroll for Short Term Disability Insurance within 30 days of
the start of your contract!